Knowledge and experience are the keys to successful real estate transactions. This site contains an enormous amount of valuable information, and combined with my expertise, experience and training will be essential keys to your success.

One of the keys to making the home-buying process easier and more understandable is planning. In doing so you will be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the home-buying process. View a chart of my home buying process to get started.

Location counts.  You have probably heard the old real estate cliche about ‘location, location, location’, but the point still bears repeating. Location is crucial. How far are you willing to commute to your place of employment? How good are the local schools, shopping centers, public transportation and other public amenities? Will your new home be next to a vacant lot or a commercial property? Even a picture perfect dream home can be a mistake if  in an undesirable  location and a poor-location home can be particularly a bad choice if you anticipate reselling the home within a few years.

Make a list.  Do you (and your spouse) really know what you need and want in your home? You will save yourself many hours of shopping (and potentially angst) if you make a list ahead of time. Zero in on your must have features, would like to have, definitely do not want, and would prefer to not have. Your goal is to find the right home for your family without falling in love with  the wrong one. Tip: Start compiling your wish list by thinking about what you like and dislike about your current residence.

Do your homework.  Not long ago, consumers had little access to information about recent home sales prices, market trends, homes on the market, neighborhood statistics and the home-buying process. Today, all this information and more is available on the web. Use the “Home Search Guide“ on this site. Go surfing. Get educated. Become empowered.

Get pre-approved for a mortgage.  Your top dollar price is a function of your household income, credit worthiness, interest rates, the type of loan you select and how much ready cash you have for down payment and closing costs, and other factors. Rather than guessing or estimating how much you can afford to spend, I have an excellent mortgage broker as part of my assembled team, to give you a full assessment and letter stating how much you are qualified to borrow. The true amount may be much more or much less than you think.

Use a checklist.  Touring multiple homes is a confusing experience for most people. Rather than relying on memory, make notes about the the homes you visit. Turn your priorities into a personalized home-shopping checklist and use it to track the features of each home.

Wear comfortable clothing and sturdy shoes.  House-hunting can be tiring, especially if you are relocating to a distant community and want to see a dozen homes per day.

Be prepared to make an offer.  House-hunting can be frustrating, especially if you know, in your heart, you are not emotionally or financially ready to buy a home. If you are not ready, do not put yourself through the exercise. When we first meet we will review the purchase contract used to buy your next home. This way when we find the home that works for you and you will be ready to make that important offer.

Relax.  Buying a home is a major life event, but it is not worth making yourself insane or stressed. Save time at the end of the house-hunting expedition to unwind, calm your thoughts and emotions and keep the whole experience in perspective. My clients have enjoyed the process of home buying and at the end of the day feel very positive about the their experience.